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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1713937255

IELTS Writing Task 2 Topic:"Discuss the impact of student loans on higher education."

Model Answer:

Student loans have become an increasingly common method of funding higher education in recent years. This essay will discuss two main impacts of student loans on higher education - the accessibility of education and the potential debt burden on students. While student loans have made higher education more accessible, they also contribute to a growing national debt crisis.

On the one hand, student loans have expanded access to higher education by providing financial assistance to a broader range of students from diverse socio-economic backgrounds. This increased access has led to a more diverse and inclusive learning environment that encourages creativity and innovation, ultimately benefiting society as a whole. In addition, the availability of student loans has allowed for the rise in popularity of non-traditional degree programs, such as online and distance education, which cater to the needs of students with varying commitments and circumstances.

On the other hand, the use of student loans has contributed to a significant increase in the national debt crisis, particularly in countries where higher education is not fully subsidized by the government. Students who take on large amounts of loan debt may find themselves burdened with financial obligations that impact their quality of life and career choices. This debt can lead to increased stress levels, which may negatively affect academic performance, mental health, and overall well-being.

In conclusion, while student loans have undoubtedly provided more opportunities for students from various backgrounds to access higher education, they also pose a significant risk to the financial stability of borrowers. Policymakers must carefully consider the implications of student loan policies in order to strike a balance between expanding access to education and preventing the exacerbation of national debt crises.

Band Score: 8

This response demonstrates a clear understanding of the topic and presents well-structured arguments with relevant evidence. The conclusion effectively summarizes the main points and suggests potential solutions for addressing the issue.

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