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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1713281349

IELTS Writing Task 2 Topic: Discuss the impact of student loans on higher education.

Model Answer:

In recent years, the rising cost of higher education has prompted many governments to introduce student loan schemes in order to make tertiary education accessible to a broader range of students. This essay will argue that while student loans have undoubtedly increased accessibility to higher education, they also contribute to a growing debt burden and potential economic instability.

On the one hand, student loans have allowed for a more equitable distribution of educational opportunities. By providing financial assistance to those from lower socio-economic backgrounds, these schemes have enabled students from all walks of life to pursue their dreams of higher education. This increased accessibility has resulted in a more diverse and inclusive academic environment, ultimately fostering innovation and creativity in the fields of science, technology, engineering, and mathematics (STEM).

On the other hand, student loans have also given rise to a significant debt burden for many graduates. As tuition fees continue to soar, the amount of debt accumulated by students has reached alarming levels. This financial stress can negatively impact the mental health and well-being of borrowers, as they struggle to repay their loans while simultaneously facing the challenges of establishing a career in an increasingly competitive job market. Moreover, this growing debt burden may ultimately lead to economic instability, as financially struggling graduates are less likely to contribute to the economy through spending and investment.

In conclusion, student loans have played a crucial role in increasing accessibility to higher education, but they also pose significant risks to both individuals and the broader economy. Policymakers must strike a balance between providing financial assistance to students from all backgrounds while ensuring that the burden of debt does not impede economic growth and stability.

IELTS Scoring Standards:

- Task Response: 8 (The response addresses all parts of the question, and demonstrates a clear understanding of the topic)
- Coherence and Cohesion: 8 (The essay is well-structured and flows logically from one point to another)
- Lexical Resource: 7.5 (Vocabulary is largely accurate and appropriate for the task)
- Grammatical Range and Accuracy: 7.5 (There are few grammatical errors and the essay is generally easy to understand)

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