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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1713142574

IELTS Writing Task 2 Topic: "Discuss the impact of student loans on higher education."

Model Answer:

In recent years, the rising cost of higher education has led to a significant increase in the use of student loans as a means of financing tertiary studies. This essay will examine the various impacts of this phenomenon, both positive and negative, on students, institutions, and society at large.

On the one hand, student loans have made it possible for a greater number of people to access higher education. Historically, only those from privileged backgrounds were able to attend university due to the prohibitive costs involved. The introduction of student loans has enabled more students from diverse socio-economic backgrounds to pursue their academic goals, fostering social mobility and contributing to a more equitable society.

On the other hand, the reliance on student loans may exacerbate existing inequalities. Students from low-income families often face greater difficulty in repaying their debts, particularly if they do not secure well-paying jobs after graduation. This can lead to a cycle of debt and financial hardship, limiting the life choices available to these individuals.

Additionally, the increasing use of student loans may also impact the quality of higher education itself. Institutions may face pressure to enrol larger numbers of students in order to receive funding, which could potentially result in a dilution of academic standards and resources being stretched thin. Furthermore, as the burden of debt grows, students may become more focused on earning high salaries upon graduation, leading to an emphasis on career-oriented courses rather than well-rounded, critical thinking skills that are essential for a successful and fulfilling life.

In terms of societal impact, the widespread use of student loans could have both positive and negative consequences. On the one hand, an educated populace can contribute to economic growth, innovation, and social progress. On the other hand, if graduates are burdened with crippling debts, they may be less likely to start families or invest in their communities, potentially slowing down overall societal development.

In conclusion, while student loans have undoubtedly opened up access to higher education for a broader range of students, it is crucial to consider the potential negative consequences. Policymakers must strike a balance between ensuring equal opportunities and maintaining high-quality education, as well as addressing the long-term financial implications for individuals and society.

Score: Band 9 (Excellent)

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