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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1713033308

Writing Task 2 Topic: "Discuss the impact of student loans on higher education."

Model Answer:

In recent years, the rise of student loans has become a significant aspect of higher education financing. This essay will analyze the various impacts that student loans have had on higher education, both positive and negative.

On one hand, student loans have enabled more people to access higher education, regardless of their financial backgrounds. Before the introduction of these loans, many students from low-income families were unable to attend college due to the prohibitive costs associated with tuition fees. Student loans have helped bridge this gap, ensuring that students from all walks of life can benefit from a quality education and enhance their career prospects.

On the other hand, student loans have also led to an increase in the overall cost of higher education. Universities, aware of the availability of student loans, may raise tuition fees, assuming that students will be able to finance these costs through borrowing. This has resulted in a vicious cycle where student loan debt continues to grow, putting financial strain on recent graduates as they enter the workforce.

In addition, there is concern over the potential impact of student loans on educational choice. Students may choose institutions or programs based on their eligibility for loans rather than the quality of education offered. This could lead to an imbalance in the higher education landscape, with a focus on quantity rather than quality.

In conclusion, while student loans have undoubtedly opened up opportunities for those who might otherwise be unable to attend college, they also have potential drawbacks that cannot be ignored. The rising cost of higher education and the increasing burden of student loan debt must be carefully considered in order to ensure a sustainable and equitable system for future generations.

Overall, this essay effectively discusses the impact of student loans on higher education, addressing both the positive and negative consequences. The essay structure aligns with that found in real IELTS testing, and the argument is coherent and well-supported with relevant examples. Therefore, it deserves a high score in terms of Task Response (4), Coherence and Cohesion (4), Lexical Resource (3.5), Grammatical Range and Accuracy (4), and Spelling and Punctuation (3). The final overall band score would be 3.8.

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