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IELTS Free Online Writing Practice - Some people believe that it is important students to learn about personal finance in school, while others argue that this knowledge can be gained outside of the classroom. Discuss both these views and give your own opinion.

IELTS.WORK Free Online Writing Practice # 1713020971

IELTS Writing Task 2 Topic:"Some people believe that it is important for students to learn about personal finance in school, while others argue that this knowledge can be gained outside of the classroom. Discuss both these views and give your own opinion."

Model Answer:

In recent years, there has been an increasing debate regarding whether or not schools should incorporate lessons on personal finance into their curriculum. Some argue that it is essential for students to learn about financial management at a young age in order to prepare them for the future, while others contend that these skills can be developed outside of the classroom setting. In this essay, I will explore both perspectives and ultimately argue that teaching personal finance in schools is crucial for the well-being and success of students in the long run.

On one hand, it is undeniable that learning about personal finance at an early age can significantly contribute to a student's financial literacy. Financial education, such as understanding budgeting, saving, investing, and debt management, can empower young people with the necessary knowledge and skills to make informed decisions when they begin to manage their own finances. Moreover, fostering these habits from a young age can lead to responsible money management practices later in life, reducing instances of financial distress and promoting overall financial stability.

On the other hand, it is argued that schools should not be responsible for teaching personal finance, as this knowledge can be acquired through alternative means such as family education, workshops, or online resources. Additionally, critics contend that schools should focus on more critical subjects, such as mathematics, literature, and science, to ensure a well-rounded education for students. While it is true that there are numerous ways to learn about personal finance outside of the classroom, it is important to acknowledge that not all individuals have access to these resources or receive adequate guidance from their families.

In conclusion, while it is true that personal finance can be learned outside of the school setting, it is essential for schools to incorporate financial education into their curriculum. By doing so, students will be better equipped with the knowledge and skills necessary to navigate the complex world of finance and make informed decisions regarding their financial future. As a result, teaching personal finance in schools should be seen as a crucial component of a comprehensive and well-rounded education that prepares students for success in all aspects of life.

IELTS Scoring:

Task Response: 9 - The candidate has responded fully to all parts of the question and has provided detailed explanations or examples to support their arguments.

Coherence and Cohesion: 8 - The candidate demonstrates a high level of coherence and cohesion in the development of ideas and logical progression, but minor errors can be found in organizing information and linking statements.

Lexical Resource: 8 - The candidate's vocabulary is generally appropriate and accurate; however, some inappropriate or inaccurate words, phrases, or expressions are used that may affect the overall meaning.

Grammatical Range and Accuracy: 8 - The candidate demonstrates a high level of grammatical range and accuracy, but occasional errors in complex grammar structures can be found, which may affect the overall clarity of the essay.

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