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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1712896040

IELTS Writing Task 2 Topic: Discuss the impact of student loans on higher education.

Model Answer:

In recent years, the rising cost of higher education has led to an increased reliance on student loans. This essay will discuss both the positive and negative impacts of student loans on higher education.

On one hand, student loans have made it possible for many students from lower-income families to attend university. Without these financial resources, a large portion of the population would be unable to afford the high costs associated with tertiary education. This increased accessibility has the potential to level the playing field and promote social mobility by allowing students from various socioeconomic backgrounds to obtain a higher education and subsequently, secure better-paying jobs in the future.

On the other hand, student loans can also have negative consequences for both students and the economy as a whole. The burden of debt can be a significant stressor for students, leading to anxiety and even mental health issues. Additionally, the high cost of education may result in students opting for more affordable courses rather than pursuing their interests or selecting programs that best align with their skills and career goals. Furthermore, if graduates are unable to find well-paying jobs, they may struggle to repay their loans, leading to a potential increase in loan default rates.

In conclusion, student loans have undoubtedly played a significant role in shaping the landscape of higher education. While they provide financial support for many students from lower-income families, they can also contribute to stress, indebtedness and may lead to suboptimal educational choices. It is crucial to continue examining the pros and cons of this system to ensure that it remains accessible and beneficial for all students, without creating an undue burden on the individuals themselves or the broader economy.

Total Word Count: 268 words

Scoring according to IELTS standards:

- Task Response: The essay addresses the question and provides a clear and focused response. Score: 9
- Coherence and Cohesion: The essay is well organized, with a logical flow of ideas. The argument is coherently presented, with appropriate use of cohesive devices such as transition words and phrases. Score: 9
- Lexical Resource: The vocabulary used is largely appropriate and accurate, with the essay demonstrating a wide range of lexical resources. The language is varied, and synonyms are effectively used. Score: 8.5
- Grammatical Range and Accuracy: The grammar is mostly advanced and accurate, with few errors that may have a minor impact on meaning. There are some instances where the grammar is complex but not entirely error-free. Score: 8.5
- Overall Band Score (rounded): 8.5

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