IELTS.WORK

IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1712319915

IELTS Writing Task 2 Topic: Discuss the impact of student loans on higher education.

Model Answer:

In recent years, the rising cost of higher education has led many students to rely heavily on student loans in order to finance their studies. While this has made education more accessible to a wider range of individuals, it has also raised concerns about the long-term implications of this financial burden on graduates. This essay will discuss both the positive and negative impacts of student loans on higher education.

On the one hand, student loans have played a significant role in increasing accessibility to higher education for students from lower socioeconomic backgrounds. Without these loans, many bright and talented individuals would not be able to afford the high costs associated with attending university. This has led to a more diverse and inclusive academic environment, which can only serve to strengthen the quality of education provided by institutions.

Furthermore, student loans have contributed to the growth of a knowledge-based economy, as an educated workforce is crucial for economic development in the modern world. Graduates with advanced degrees are more likely to secure well-paying jobs and contribute to innovation and entrepreneurship. This, in turn, benefits society as a whole by driving economic progress and social mobility.

However, there are also several negative aspects to consider when examining the impact of student loans on higher education. The financial burden that comes with repaying these loans can be overwhelming for graduates, particularly those who have not secured well-paying jobs upon completion of their studies. This stress and anxiety can lead to a higher prevalence of mental health issues among students, ultimately affecting their academic performance.

Additionally, the rising cost of tuition fees has been exacerbated by the availability of student loans, as universities are aware that their students have access to funding. This has led to a situation where the cost of education is increasing at an unsustainable rate, creating a cycle of debt for many students.

In conclusion, while student loans have undoubtedly increased accessibility to higher education and contributed to economic growth, they also have significant drawbacks that must be carefully considered. Policymakers and educational institutions need to find ways to balance the benefits and disadvantages of student loans in order to ensure a sustainable future for higher education.

IELTS Writing Score Guide:

- Task Response: 8 (Excellent)
- Coherence and Cohesion: 9 (Excellent)
- Lexical Resource: 8 (Excellent)
- Grammatical Range and Accuracy: 9 (Excellent)

Total Score: 36/40

Source: https://www.ielts.work/?id=1712319915&page=ielts-writing-practice

For more: https://www.ielts.work/?page=ielts-writing-practice