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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1712252070

Task 2 Topic:"Discuss the impact of student loans on higher education."

Model Answer:

Student loans have become an increasingly popular means for financing higher education in recent years. While they can provide a valuable opportunity for individuals to access and benefit from tertiary education, there are also several potential negative consequences that need to be carefully considered.

On the one hand, student loans can play a significant role in promoting social mobility by allowing students from lower-income backgrounds to attend university. This is because they reduce the financial barriers to entry and enable these students to pursue higher education regardless of their financial circumstances. Consequently, student loans can contribute to a more equitable society, as well as create opportunities for personal and professional growth that would otherwise be inaccessible.

On the other hand, there are several potential drawbacks associated with student loans. One key concern is the burden of debt that students may face upon graduation. This financial stress can have a profound impact on their mental health and overall well-being, as they struggle to repay their loans while also navigating the challenges of entering the workforce. Additionally, the accumulation of debt may deter some individuals from pursuing higher education in the first place, limiting their potential for upward social mobility.

Moreover, student loans can contribute to an inflated demand for tertiary education. As the cost of attending university becomes more manageable due to the availability of loans, there is a risk that institutions may not be held accountable for providing a high-quality education, which could lead to a decline in the overall quality of higher education. This situation can result in students accumulating debt without gaining the skills or knowledge necessary to secure well-paying jobs and repay their loans.

In conclusion, while student loans have the potential to democratize access to higher education and promote social mobility, it is crucial to consider the potential drawbacks that may accompany this financial support. Policymakers, educators, and institutions must work together to ensure that student loans do not inadvertently contribute to a decline in the quality of tertiary education or exacerbate the financial stress experienced by graduates as they navigate their post-university lives.

Task 2 Scoring:

This response demonstrates a thorough understanding of the topic and effectively presents both the advantages and disadvantages of student loans in higher education. The essay is well structured, with an introduction, body paragraphs that discuss each point in detail, and a conclusion that summarizes the main arguments. The language used is clear and coherent, and the argumentation is logical throughout. Based on IELTS scoring standards, this response would receive a score of 9 for Task Response and Coherence and Cohesion.

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