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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1712234114

Topic for IELTS Writing Task 2:"Discuss the impact of student loans on higher education."

Model Answer:

In recent years, the role of student loans in financing higher education has become increasingly significant. While this financial assistance has made access to tertiary education more attainable for a wider range of students, it also raises concerns about its long-term implications. In this essay, I will analyze both the positive and negative impacts of student loans on higher education, focusing on issues such as accessibility, debt accumulation, and career prospects.

On the one hand, student loans have played a crucial role in promoting social mobility by providing financial support to those who might not otherwise be able to afford higher education. This increased access to tertiary education has led to a more diverse and inclusive learning environment, which ultimately benefits society as a whole. Moreover, students with degrees tend to earn higher salaries throughout their working lives, contributing to economic growth and development.

On the other hand, the reliance on student loans can result in substantial debt burdens for many graduates. High levels of debt may lead to delayed milestones such as homeownership, marriage, or starting a family, which could have long-lasting effects on individuals' wellbeing and societal stability. Furthermore, the pressure to repay debts may deter some students from pursuing careers in the arts or non-profit sectors, where financial rewards are often less lucrative compared to more conventional fields.

In conclusion, student loans undoubtedly have a significant impact on higher education. While they facilitate access to tertiary education for a larger number of students and contribute to societal progress, they also carry the risk of creating unsustainable debt burdens that may limit life choices and career options. As such, it is essential to strike a balance between ensuring equitable access to higher education and managing the financial implications associated with student loans.

Overall Score: 9.0

Band Score Breakdown:
- Task Response: 9.0 (The response directly answers the question and provides relevant and detailed explanations.)
- Coherence and Cohesion: 9.0 (The answer is well-structured, with a clear introduction, body paragraphs, and conclusion.)
- Lexical Resource: 8.5 (The vocabulary used is largely appropriate and varied, though there are a few less common words that may be less familiar to some readers.)
- Grammatical Range and Accuracy: 9.0 (The grammar is accurate, with few errors, and demonstrates a wide range of complex sentence structures.)

Total Band Score: 8.75 (Rounded to 9.0)

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