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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1711657630

Writing Task 2 Topic: "Discuss the impact of student loans on higher education."

Model Answer:

Student loans have become an essential aspect of financing higher education for many students worldwide. This financial aid enables individuals from diverse socio-economic backgrounds to pursue higher education, which in turn contributes to social mobility and economic growth. However, the reliance on student loans may also lead to long-term debt burdens and exacerbate existing economic disparities.

On one hand, student loans have democratized access to higher education, allowing talented but economically disadvantaged students to attend university and gain skills that can help them secure better-paying jobs. This increased accessibility leads to a more diverse and skilled workforce, which in turn benefits the economy as a whole. Additionally, the availability of student loans may encourage universities to lower their fees, as they know students will still have access to funding for their education.

On the other hand, the increasing reliance on student loans can create a significant financial burden for graduates. High levels of debt may force graduates to delay major life decisions such as starting a family or buying a home. Moreover, the prospect of long-term debt may discourage some students from pursuing higher education altogether, which could limit their future earning potential and contribute to social inequality.

In conclusion, while student loans have undoubtedly played a crucial role in expanding access to higher education, it is important to consider the potential negative impacts they may have on individuals and society. Policymakers should work towards creating a more sustainable model of financing higher education that balances the need for accessibility with the long-term financial wellbeing of students.

Scoring:

For Task Response: 9 - The candidate has demonstrated a clear understanding of the topic and provided relevant and detailed responses to all parts of the question.

For Coherence and Cohesion: 8 - The candidate's argument is generally coherent, but there may be occasional lapses in cohesion or clarity.

For Lexical Resource: 8 - The candidate's vocabulary and phrasing are mostly appropriate and varied, but there may be a few errors or repetitions.

For Grammatical Range and Accuracy: 7 - The candidate demonstrates a good range of grammar and syntax, but there are minor inaccuracies that may affect clarity.

Overall Band Score: 7.75

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