IELTS.WORK

IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1711533789

IELTS Writing Task 2 Topic: Discuss the impact of student loans on higher education.

Model Answer:

In recent years, the use of student loans has become an increasingly popular method for financing higher education. While this approach allows many students to access and benefit from tertiary education, it also raises several concerns about the long-term implications of such financial support. In this essay, I will discuss the positive and negative impacts of student loans on higher education.

On one hand, the availability of student loans has made it possible for a broader range of students to pursue their academic goals, regardless of their socioeconomic backgrounds. This increased accessibility to education can be seen as a significant advantage, as it contributes to social mobility and the reduction of income inequality. Additionally, higher levels of education are known to correlate with improved job prospects and earning potential; thus, student loans may enable individuals to secure better careers in the long run.

However, there are also several negative impacts associated with student loans. For one, the financial burden imposed on students can be substantial, particularly if they are unable to find well-paying employment upon graduation. This situation may lead to defaulted loans and long-term debt, which can have a detrimental effect on an individual's credit rating and overall financial health. Moreover, the rising cost of tuition fees has been exacerbated by the introduction of student loans, as institutions may increase their fees in response to the availability of financial support. This phenomenon could result in an unsustainable cycle of escalating costs and debt for both students and taxpayers who ultimately bear the responsibility of funding these loan programs.

In conclusion, while student loans have undoubtedly provided increased access to higher education, it is essential to consider the long-term consequences of this financial aid system. Policymakers must weigh the benefits of widening educational opportunities against the potential drawbacks of perpetuating a cycle of debt and rising tuition costs. By carefully evaluating these factors, a more balanced and sustainable approach to financing higher education can be developed, ultimately benefiting both students and society as a whole.

Score (according to IELTS scoring standards): Overall band score: 7.5
Task Response: 8.5
Coherence and Cohesion: 8.0
Lexical Resource: 7.5
Grammatical Range and Accuracy: 8.0

Source: https://www.ielts.work/?id=1711533789&page=ielts-writing-practice

For more: https://www.ielts.work/?page=ielts-writing-practice