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IELTS Free Online Writing Practice - Discuss the impact of student loans on higher education.

IELTS.WORK Free Online Writing Practice # 1711171685

Writing Task 2 Topic: Discuss the impact of student loans on higher education.

Model Answer:
Student loans have become an increasingly significant aspect of the higher education landscape, with many students relying on these financial tools to access and afford a university education. This essay will explore the various impacts that student loans have on higher education, both positive and negative, and argue that while they may provide crucial support for students, there are also significant drawbacks that should not be overlooked.

On the one hand, student loans can be seen as a positive development in terms of accessibility to higher education. They enable individuals from lower-income backgrounds or those who lack family financial support to pursue their academic goals. This increased accessibility has the potential to promote social mobility and provide opportunities for students who might otherwise be unable to attend university. Additionally, student loans can encourage universities to compete with one another to offer competitive courses and programs in order to attract students who can secure funding through these loans.

However, there are also several negative consequences associated with student loans. The burden of repaying these loans often results in a substantial amount of debt for many graduates, which can impact their quality of life post-graduation. This financial stress may lead to delayed milestones such as homeownership or starting a family. Moreover, it has been argued that the rising cost of tuition and the reliance on student loans have contributed to a culture of consumerism within higher education, where universities focus on attracting students with funding rather than providing high-quality education.

In conclusion, while student loans can provide invaluable support for those seeking to access and afford higher education, they are not without their drawbacks. Universities must strive to balance the need for financial assistance with a commitment to maintaining the quality of education, and society as a whole should consider alternative methods of funding higher education to minimize the reliance on loans and reduce the long-term impact on students' lives.

Band Score: 8.0 (Cohesion and Coherence - 7.5, Lexical Resource - 8.0, Grammatical Range and Accuracy - 8.5, Task Response - 8.0)

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